Protect your home & savings
A properly structured irrevocable trust can help keep the home and assets you've worked a lifetime for from being spent down on long-term care.
New York Estate & Elder Law
Medicaid Protection Trust
Plan for the long-term care you may need and work to keep your home and a lifetime of savings. FreedomCounsel helps New York families prepare early, with clarity, dignity, and flat fees.
Most clients work with us remotely, so you can receive high-quality legal guidance from home without traveling to our office.
Free and confidential. No obligation.
10+ Years of Elder LawFlat FeesServing All of New York
Request your free case review
Free and confidential. No obligation.
Our track record
To date, every Medicaid application we’ve filed has been approved.
Prior results do not guarantee a similar outcome.
The cost of doing nothing
Long-term care in New York can drain a lifetime of savings in under two years. Planning ahead is what keeps your home and savings in the family.
$135K–$200K
Nursing-home care per year in New York
$11K–$16.6K
Typical private-pay cost, every month
100 days
All Medicare covers, and only under narrow conditions
A plan built to protect what matters
A Medicaid Protection Trust can help you qualify for long-term care coverage while helping preserve your home and savings for the people you love.
Plan before the look-back
Nursing-home Medicaid reviews the last five years of transfers, and New York's new 30-month home-care look-back is coming. The earlier you plan, the more you protect.
Flat fees, not billable hours
Know your cost from the start. You receive a written fixed price before you commit. No hourly surprises, no watching the clock.
Irrevocable trust planning
A Medicaid Asset Protection Trust is a precise instrument. We design, draft, and fund it with the care and precision it requires. The details matter.
How it works
Free 15-minute case review
A short, confidential call to understand your situation and whether we can help. No cost, no obligation.
Strategy & flat-fee proposal
You get a clear plan and a written fixed price before you commit. No hourly surprises.
We file, manage, and see it through
We prepare and file the application, respond to caseworker requests, and manage it to a written determination.
What we take off your plate
Most families who call us are exhausted. They’re not looking for legal theory. They want someone competent to take this off their plate.
- Review the financial records caseworkers scrutinize: statements, retirement accounts, property, gifts, and transfers
- Identify which assets are countable, exempt, or protectable under New York rules
- Structure assets between spouses to protect the healthy spouse
- Set up a Pooled Income Trust for excess monthly income, when needed
- Draft and fund your Medicaid Asset Protection Trust
- Prepare and file the complete application, and respond to every caseworker request
- Handle annual recertification to help keep your eligibility in place
Your attorney
Jiah Kim, Esq.
Founder, FreedomCounsel
Legal strategy with purpose and dignity.
Founded by Jiah Kim, Esq., FreedomCounsel brings more than a decade of experience to estate planning and elder law. A graduate of Fordham Law School, admitted in New York and New Jersey, and a member of the NYSBA Elder Law & Special Needs Section, Jiah counsels families in English, Korean, and Japanese, with straightforward advice and careful, lasting planning, built on trust rather than billable hours. Most clients work with us remotely, so families across New York State can plan from home.
- J.D., Fordham Law School
- Admitted in NY & NJ
- 10+ years in estate & elder law
- NYSBA Elder Law & Special Needs Section
- English, Korean & Japanese
- Serving all of New York, remotely
Families we’ve helped
I had the pleasure of working with Attorney Kim and her team for a Power of Attorney and Deed Transfer for my elderly parents. From start to finish, they were incredibly professional, patient, and understanding, taking the time to explain every step. Attorney Kim was especially knowledgeable and compassionate, and provided a level of care that made a difficult situation much easier to navigate. My only regret is not making an appointment sooner.
Attorney Jiah Kim explained the Medicaid application-related trust process carefully from beginning to end, helping us understand a complicated process and achieve a good result.
Testimonials reflect individual experiences and do not guarantee similar results.
Common questions
We make too much or own too much to qualify.
That's rarely the full story. New York's income limit for a single applicant is around $1,800 a month, but a Pooled Income Trust can shelter excess income, and many assets are exempt or protectable.
Is it too late if my parent is already in a nursing home?
No. Crisis-planning options are often still available after admission. The sooner you review them, the more options remain.
Can we keep the home?
In most cases the primary residence is exempt while you or your spouse lives there. The risk comes later, through Medicaid Estate Recovery, which is why a properly structured asset protection trust matters.
Is my IRA counted as an asset?
In New York, an IRA in payout status (taking required minimum distributions) is generally exempt from Medicaid's asset count. It is one of the most important and least-known rules.
How much does it cost?
Our Medicaid planning is flat-fee. You receive a written fixed price before you commit. No hourly surprises.
Protect what you’ve built. Plan today.
Talk with FreedomCounsel about a Medicaid Protection Trust for your family. Clear guidance, careful planning, flat fees.
Free and confidential. No obligation.